Choosing good health insurance makes you more protected from any injury or health problem, but it is not as easy as you might think. For you to choose the best accident and health insurance, you must compare the insurance plans offered by the main insurers, find the coverages you need most, and, above all, that it fits within your budget. What are the best health insurance companies in the market? This is what we will show you below by introducing you to the 7 Best Health Insurance Companies in the US. These are health insurance companies that earn millions of dollars a year and are concerned with offering the best health insurance plans and their direct written premiums to their audiences. Discover them next and choose the one that is most appropriate for you.

1. UnitedHealthcare – Most Popular Health Insurance Company

UnitedHealthcare is one of the biggest health insurance companies in the US – and one of the most sought after and appreciated as well. According to the National Association of Insurance Commissioners (NAIC), UnitedHealthcare has a 14.2% market share of the best health insurers and issues direct written premiums over $156 billion. This company can cover more than 70 million Americans in about 16 states of the country. The UnitedHealthcare offers a wide range of health and well-being insurance, which greatly facilitates the lives of those who are looking for good health insurance at a good price. It is present in more than 130 countries worldwide through two different platforms: UnitedHealthcare (with incredible low-cost health insurance plans) and Optum (with information and technology-enabled health services).

2. Kaizer Permanente – For Those Who Prefer Health Savings Account (HSA)

Kaizer Permanente is another of the most reputable health insurers in the USA, and the proof of this is the 8.42% market share of the best health insurers. Kaizer operates in 8 states (as opposed to 16 in UnitedHealthcare). However, issues direct written premiums in the order of $ 93 billion. If you prefer a health savings account (HSA), then Kaizer Permanente is the insurance company of choice for you. This organization offers a wide variety of health insurance plans and, except for top-level plans, they all have HSA options. Besides, it is also worth mentioning that this company is one of the most respected in the market due to its recognized service.

3. Anthem, Inc. – For People Looking For a Valuable Strategic Partner

Anthem, Inc. is an excellent option for anyone looking for a strategic partner who values their health insurance even more. Through its affiliated companies, Anthem offers several HMOs, PPOs, network-based dental products, among other products and services that contribute to more innovative and comprehensive health insurance. It is one of the largest health insurance companies in the US as it has a 6.1% market share of the best health insurers and provides direct written premiums of $ 67.2 billion. It is an option that all fans of promotional packs or integrated services should consider.

4. Humana – The Ideal Health Insurance Company for the seniors

Why you need health insurance? For the most varied reasons, but mainly for ensuring your quality of life. And the truth is that illnesses happen more often when a person reaches a more advanced age or when it comes to retirement. Thus, Humana may be the most appropriate insurance company for you. Why is that? Because Humana is a credible insurance company that holds about 5.1% of the best health insurers’ market share and provides direct written premiums worth 56 billion dollars. However, what attracts people the most is that Humana does not increase its insurance premiums for older customers just because of their age.

5. CVS Health – Pioneer for Those Who Are Looking for Total Health Insurance

CVS Health is a company that holds a 5% market share of the best health insurers on the market (with over $ 55 billion in direct written premiums), but with the difference of offering a pioneering and differentiating service: full health insurance to all its policyholders. The advantages of health insurance of this kind are numerous, and the truth is that they all make your health insurance as complete as possible. CVS Health offers approximately 10,000 retail locations, more than 1,100 mobile medical clinics ready to operate, specialized pharmacy services, among other advantages that make this one of the best health insurance plans that you can subscribe to.

6. Molina Healthcare, Inc. – For People Looking For a Solid Choice for Wellness Care

Molina Healthcare, Inc. is a highly regarded health insurance company, and the proof of this is that it is a Fortune 500 company. It has a 1.7% market share of the best health insurers and issues direct written premiums worth $ 18.5 billion. It is a company that offers a wide variety of quality health services, such as prenatal care and adult immunizations, making it an excellent choice for wellness care for qualified idividuals and families. The Molina plans are part of the government-sponsored health programs that offer Medicaid and Medicare and, as such, are an extremely reliable solution.

7. Health Care Service Corporation (HCSC) – Customer-Owned Company

This is the largest customer-owned healthcare insurance company in the United States. It serves requests from more than 16 million underwriters in 5 states (Texas, Montana, Illinois, New Mexico, and Oklahoma). This company has a 3.4% market share of the best health insurers on the market and a total of direct written premiums of $ 36.9 billion. But the range of life and health insurance and services related to its subsidiaries, such as Dental Network of America (DNA), the Prime Therapeutics, and the TriWest Healthcare Alliance, among others, are the greatest assets for their customers. If you are in these states and are looking for cheap health insurance plans, you are very likely to find them at HCSC.

These health insurance companies are at your disposal and will help you with costs related to your health and well-being. All of them offer personalized and advantageous insurance plans for their audiences, and it is up to you to choose the health insurance and the respective coverages that meet your tastes and needs.